REFERRAL PERKS®
Earn $100* for you and your friend for every successful referral.
Tru Essentials chequing account includes 12 free debit transactions a month. Debit transactions 13 through 18 will be charged the below fees, up to a monthly maximum of $9.
It is free to move money between your First West Credit Union accounts using our online banking services and mobile apps.
No interest is paid on this account.
Members 19 years old and under will enjoy free banking until January 1 of the year the primary account holder turns 20. After that, standard account features and fees will apply.
A fee may also apply for any additional banking services you use. View Personal Service Fees to see our full list of account & service fees.
| Transaction | Fee |
| ATM withdrawal (via THE EXCHANGE® and ACCULINK® networks)† |
$1.50 |
| ATM deposit (via THE EXCHANGE® and ACCULINK® networks) |
Free |
| Cheque clearing | $1.50 |
| In-branch withdrawal | $1.50 |
| In-branch transfer out | $1.50 |
| In-branch utility bill payment / manual bill payment | $1.50 |
| In-branch deposit | Free |
| Electronic transfer between First West Credit Union accounts | Free |
| Electronic utility bill | $1.50 Island Savings credit card and CUMIS bill payments are free using online banking services and mobile apps |
| Cheque deposit via mobile app | Free |
| Interac e-Transfer® incoming (CAD currency only) | Free |
| Interac e-Transfer® Autodeposit (CAD currency only) | Free |
| Interac e-Transfer® outgoing (CAD currency only) | $1.50 |
| Interac e-Transfer® Request Money | $1.50 |
| Point of sale purchase | $1.50 |
| Point of sale return | Free |
| Me-to-Me transfer incoming | Free |
| Me-to-Me transfer outgoing | $1.50 |
| Pre-authorized debit (payment) | $1.50 Island Savings credit card and CUMIS bill payments are free using online banking services and mobile apps |
| Pre-authorized credit | Free |
† Does not include Interac® ATM withdrawals or International (including US) Cirrus® network ATM withdrawals. Withdrawals outside of THE EXCHANGE® and ACCULINK® networks will incur a fee - view those service fees here.
