Island Savings

Lines of Credit & Overdraft

An Island Savings line of credit includes:

  • Competitive rates
  • Flexible payment options
  • No prepayment penalties
  • Interest charged only on
    funds used

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Loan Basics

Get some great information about credit ratings. Plus, you can find protection options and learn loan lingo.

Line of Credit

  • Minimum amount is $5,000
  • Flexible payment options
  • Cover vacation expenses
  • Pay for home improvements


  • Maximum amount is $5,000
  • Flexible payment options
  • For unplanned or short-term expenses

Ready to apply? Borrowing with us is simple!


Contact us to let us know whether you're interested in a line of credit or overdraft protection—we'll do the rest.

In Person

If you'd rather visit us in person, we'd be happy to go through the application process with you.

By Phone

If you’d like to call us, here is a complete list of our branch phone numbers.