Lines of Credit & Overdraft
An Island Savings line of credit includes:
- Competitive rates
- Flexible payment options
- Chip MEMBER CARD®
- No prepayment penalties
- Interest charged only on
funds used
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Personal
Line of Credit
- Minimum amount is $5,000
- Flexible payment options
- Cover vacation expenses
- Pay for home improvements
Overdraft
Protection
- Maximum amount is $5,000
- Flexible payment options
- For unplanned or short-term expenses
Ready to apply? Borrowing with us is simple!
Online
Contact us to let us know whether you're interested in a line of credit or overdraft protection—we'll do the rest.
In Person
If you'd rather visit us in person, we'd be happy to go through the application process with you.
By Phone
If you’d like to call us, here is a complete list of our branch phone numbers.
