Island Savings

Islander Seniors Chequing

This account is for you if:

  • you want a free chequing account with no strings attached.
  • you always loved finding the prize in the cereal box.
  • you are 60 or over.

Freeno monthly account fee

40FREE transactions
per month


Account Details

40 free transactions per month including: cheque clearing, Interac® direct payments, bill payments, transfers, in-branch withdrawals and THE EXCHANGE® and ACCULINK® ATM withdrawals plus:

  • Unlimited deposits
  • eStatement or paper statement available with cheque images
  • Plus, you can rest easy knowing that your deposits are 100% guaranteed†


® Trade-Mark of Interac Inc. Used under licence

†The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all BC credit union deposits. Credit Union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.


Monthly Fee
Tiered interest rate paid to this account
Cheque clearing $1.00
EXCHANGE® and ACCULINK® ATM withdrawal $0.65
INTERAC® direct payment $0.65
In-branch withdrawal $1.00
In-branch transfer $0.75
Electronic transfer $0.65
Pre-authorized debit $0.65
Electronic bill payment $1.00
Paper statement $2.00
Send Me-to-Me transfer $0.65
Send Interac eTransfer® $1.50
INTERAC® ATM withdrawal $1.85*
US Cirrus® ATM withdrawal $3.35*
International Cirrus® ATM withdrawal $4.35*
*Fee charged at time withdrawal made. If transaction goes over monthly limit an additional $0.65 fee will be charged at month end.



Here is an easy access document that includes everything you need to know about the terms and conditions for this account. Read more (PDF).

Ready to apply? Opening an account with us is easy!


Contact us to let us know you're interested in opening an Islander Seniors account and we’ll take care of the rest.

In Person

If you’re more comfortable coming in to see us, we’d be happy to open a new account for you or make changes to your existing account.

By Phone

If you’d like to call us, here is a complete list of our branch phone numbers.